Thanks to our Camberley based personal leasing customer for sending pictures of their new Renault Captur hatchback 0.9 TCE 90 Dynamique S Nav 5dr Manual. The customer had previously operated a company car, with us, but due to recent changes under tax legislation the customer had decided that a personal car allowance would offer a more suitable solution.
As a company car driver, you can either take a vehicle via the company or elect to receive a car allowance. In the case of the former, an employer is taking on the responsibility of the vehicle, the maintenance/servicing and the insurance. However, as this is a benefit to the driver, you must pay benefit in kind (BiK) tax, which is calculated based on the P11d of the vehicle and the level of CO2 the vehicle emits. The changes being made by the Government means that drivers are paying higher levels of tax on their vehicles and, in some cases, this is making the company car a less affordable proposition.
As an alternative, a driver may elect to take a company car allowance, which means they receive a fixed allowance per month (subject to income tax) from which they pay for the car, servicing/maintenance and insurance. In cases of vehicles with higher P11d values – the Audi, BMW, Mercedes and Land Rover – taking an allowance may be more pragmatic. However, if you take a car allowance, you need to understand you are entering into a personal contract hire arrangement and you are bearing the risks of the contract (as opposed to the company).
In terms of the car shown, the customer elected to go for the following configuration:
· Arizona ID Metallic Paint
· Cloth – Charcoal
· Diamond black roof and door mirrors
· Exterior gloss pack Diamond Black – Captur
· Interior touch pack Chrome – Captur
· 17″ Black Explore alloy wheels
The Captur is very much a Clio with some added height and driver position and has definitely been a positive addition to the Renault group albeit a vehicle within a competitive class, the small-SUV. The Captur’s higher driving position has made it very popular to a mix of drivers, in particular some of our older-drivers who want a low-key vehicle with a good level of specification but which is cost-effective too.
The car shown comes standard with 17” alloys, tinted rear windows, Bluetooth, Hill start assist, cruise control, rear parking sensors, MediaNav on a 7” screen, LED daytime lights, climate control, automatic lights, keyless entry and a Thatcham Cat 2 mobiliser. In terms of additional factory extras – consider the rear parking camera and space saving spare wheel for the complete safety experience!
From a technical perspective, the 898CC engine offers a considered 90ps which will get you to 62mph in 13 seconds while delivered circa 55MPg. If you are taking the car through the company on a business contract hire deal, note the CO2 of 114 g/km and P11d of £18,275.00. If you are more of a start stop / low mileage driver, this vehicle will offer a practical solution. Diesel derivatives are going to be more for the higher-mileage and motorway style of driving.
While small SUV super mini leasing deal would you go for?
Check out the webs best car lease deals for personal and business use on the Renault Captur by clicking here…