A big thank you to our personal car leasing customer, from Cheltenham, for sending through pictures of their new micro-SUV – the Seat Arona.
As the smaller SUV category is a competitive class of vehicles, would you select this as your next leasing option? Or would the Audi Q2, VW T-Roc, Peugeot 2008 or Vauxhall Crossland X get your vote?
A first-timer to leasing (having previously purchased her vehicles), our new customer got in contact with the team as a result of a referral from one our existing customers who has taken delivery of a number of vans from our VanLease UK team.
Having experienced the expedience and practicality of contract hire, he suggested they speak to our team about leasing their next vehicle instead of purchasing one.
One of the first questions our team was asked – how do I qualify for a car lease? Can anyone lease a vehicle? This is a very common question which we receive from customers and while Google will provide a plethora of answers on the subject, some of the articles about this subject do not always properly and effectively explain the processes.
In relation to contract hire, the first point to note is that you need to be aged 18 or over. This is a credit based agreement and so is inappropriate for any younger drivers under the age of 18. As this is a financial agreement, the main point to note is – contract hire and leasing is a credit based arrangement.
What this means is that you will have to submit a set of details to our team for us to present this to an underwriting process with the relevant finance company.
If you have no credit history (which arises with younger drivers) or you have poor credit (missed payments, over-committed or CCJs) you have to consider the suitability of this finance product.
If you are unaware of how finance companies will view you, just get an Experian or Equifax credit report, which is available for free online.
This will show you exactly what finance companies will see when you apply for a finance product (not just cars) – if you score particularly low, the reality is that the finance company for the new vehicle will not accept your application.
Contract hire is not suitable for those looking for “no credit search” products.
In terms of the car shown here, the Seat Arona Diesel Hatchback 1.6 TDI 115 SE Technology Lux [ez] 5door (Manual), this is based on the following configuration:
· Nevada white Metallic Paint
· Exterior Grey roof
· Cloth – Orgad Blue
· Interior chrome line trim
· 17″ Dynamic alloy wheels
As standard the car includes 17” space saver spare wheel, hill hold control, multi-collision braking, traction control, comfort suspension, adaptive cruise control, front assistant including collision mitigation, rear parking sensor, full link smartphone (inc apple car play and android auto), electric adjustable door mirrors, beats audio system, Bluetooth, DAB radio, body coloured externals, automatic headlights, Halogen headlights, LED daytime, LED tail lights, air conditioning, leather steering wheel, ambient interior lighting, footwell ambient lighting, connectivity pack plus, winter pack, bi-colour roof (foc), 17” dynamic alloy wheels, keyless entry and start and immobiliser. In terms of additional factory options consider adding – alarm with back-up horn for the complete car.
On the technical-side, company car and business users can note the P11d at £20,245 and CO2 at 114g/km. The 1598CC 6 speed manual engine delivers 65.7 combined MPG (EC), 50.4 combined (WLTP), 115ps and 0-62 times of 10.3 seconds.